Easy to get! Easy to use!
The Western Union® Prepaid MasterCard®¹is easy to get. No credit checks, no lengthy application, a non-refundable $9.95 Enrollment Fee for the card and you don’t even need a bank account.

• Shop wherever MasterCard debit cards are accepted.
• Access cash from participating ATMs².
• Reload cash on your card at any of our 47,000 participating
• Western Union Agent locations in the U.S.
• Directly deposit your paycheck³ on the card and we'll waive the $4.95 Monthly Account Maintenance Fee⁴!
• Check your card balance online or over the phone.

Baby Phat RushCard fees are simple and reasonable:

• No annual, monthly, or customer service fees
• One-time activation fee: $19.95
  (so you don’t have to pay monthly fees that can cost $60 a year or more)
• Fee per purchase: $1.00
  (capped at $10 per month—additional purchases are free)
• ATM cash withdrawal fee: $1.95
  (anywhere in the US)
• Inactivity fee: $2.95
  (no loads, purchases, or ATM activity within 60 days)

• No monthly, annual, or hidden fees
• Created by philanthropist and entrepreneur Russell Simmons
• Everyone is eligible—no credit check or employment verification
• Quick, easy application
• Free money loading with direct deposit of pay or government benefits
• Free 24x7 customer service, activity status, & balance inquiries
• Use online, over the phone—anywhere Visa debit cards are accepted